Whoa. Typically after a movie, I gather my notes and sit down and work on my post. However when Never Rarely Sometimes Always ended I needed to regain my composure – talk about grit! Hands down this are one of the best movies I have seen in 2020. This movie is hard, but so are you and before I even get to a review on the movie I am telling you right now that you will want to check out this Focus Features film Never Rarely Sometimes Always on-demand immediately!
What is Never Rarely Sometimes Always about?
Autumn Callahan played by Sidney Flanigan is a free-spirited, tough-minded 17-year-old high school student. Autumn comes from a neglectful family that is scarping by in a small town in rural Pennsylvania. This film is based around Autumn suspecting that she is pregnant Eliza Hittman is the writer and director and keeps things super dramatic by not talking about a sexual act happening or who the father may be.
Autumn decides to visit a local women\’s clinic that turns out to be very anti-abortion, and soon learns that she cannot get an abortion in the state of Pennsylvania without parental content. So she and her cousin Skylar played by Talia Ryder travel to New York for the procedure.
I just wanted to say that I love how Hittman shows Skylar helping Autumn through the process as well as travels with her across state lines. She really lets the film play out through the body language and facial expressions of the girls who already have an unsettling experience at work each day.
When the girls leave to embark on their journey across state lines, they have to count money first and then all the questions start piling up. Will Autumn and Skylar make it to New York? Where will the girls stay once they arrive? Will they run out of money? All of which are portrayed in the movie, making it feel like you\’re really there in the experience.
Where does the title for the movie come from?
The title of the movie Never Rarely Sometimes Always comes from the Planned Parenthood questionnaire. With each question asked and the answer needs to be Never, Rarely, Sometimes or Always the tensions builds, your heart sinks and the tears might even start to roll.
Final thoughts about Never Rarely Sometimes Always
With a topic of neglect, teen pregnancy, unwanted sexual advances, and abortion – Never Rarely Sometimes Always tackles a lot of hard and gritty topics all at once. The film is filled with raw emotions and actual topics that are important and a reality. I think the movie really made me need time to regain my composure is because of a story a friend I know told me in college, and that made the movie even more relatable and heartbreaking at the same time. I told her about the movie, and she checked it out on-demand and said while it was beyond difficult to watch at times and she wanted to stop, she did stick with it and said that the reality of it is so real and relatable that it gave her a little sigh of relief.
I have always been scared of debt. Growing up money was always really tight, and definitely wasn\’t spent on frivolous things. One time I overheard a conversation about bankruptcy and how it is like a double-edged sword. If you use it in the right way, the financial tide can turn in your favor, one wrong move and the wave will engulf you and damage your credit score. When it comes to bankruptcy you need to be very careful. For instance, a chapter 7 bankruptcy will take ten years to remove from your credit report, while a chapter 13 bankruptcy takes seven years to remove from your credit report. If you are self-employed and looking for some help with your debt why not look for a self employed loan?
Today, I will be sharing with you 5 ways to repair your credit score after bankruptcy. These are just suggestions and not guaranteed. You should always talk to a professional before making financial decisions.
1. Change your financial habits
Rebuilding your damaged credit will require some serious persistence. Without healthy financial habits, you will never be able to rebuild your credit score. Practice paying bills on time, not keeping any debt overdue, start paying with cash, etc. Just like bankruptcy delinquencies or missed payments will stay on your credit report for seven years. Your newfound financial habits should make sure that everything is getting paid off as it comes in. If you can\’t afford something, should you have really bought it in the first place?
2. Create a budget
Maintaining budgeting skills will be extremely important, especially during the next seven to ten years. Not paying your debt on time, only paying the minimum due, you\’re just hurting yourself. Your credit report will register more debt and will be even further from you recovering. Don\’t spend more money than you earn and you will not need to borrow money. I personally only use credit for purchasing gas, otherwise, I always try to use cash. This includes going to the grocery store if I know I only have X amount of cash for the week I buy fewer things that I do not need.
3. Do not close accounts
Keep your credit accounts open, even after the card expires. Closing an account marks a decrease in your credit limit, which ultimately reduces your credit score. To help increase your credit score, you need active accounts. You do not need to use them, they just need to be active.
4. Use your credit cards wisely
Use your credit card but not too much. Keep in mind, you are using the credit card to repair your damaged credit. So, you will want to use it when cash is not available. Or in my case I only specifically use it at the gas station – I never know how much money I am going to spend on gas so I had to go in, giving some money and then having to go back in and give more because it didn\’t fill my tank enough or getting a refund. It\’s just easier for me personally to use a charge card, plus it keeps my credit up.
5. Pay down your debts
As you use your credit card, debt is registered. Pay that debt as soon as possible. Do not let the interest accumulate. If you\’re buying things that means you should have the money for it, therefore it is best to pay your credit card the day after you get the billing statement. Why you might ask? 35 percent of your credit score is your payment history and timely payment of your debts will actually boost your credit score.

Happy Easter! For many of us, this is one very unconventional Easter. Here in Michigan, we have a stay-at-home order, which means you can only celebrate Easter with those that live in your home. This means this year Jack and I celebrated Easter at home solo, but we did make sure to do the whole ham dinner with all the fixings.
My family is usually Honeybaked ham only fans, but this year I got a Dearborn Brand Dearborn Spiral Glazed Ham and let me tell you it was out of this world amazing! Along with the ham, I made twice-baked potatoes, coleslaw, lemon almond green beans and there was an option of chocolate chip cookies or pineapple upside-down cupcakes for dessert. We had so much food, that we decided to make a drop off to my parents, and one to my aunt as well.
If you’re from Michigan – congratulations you have made it through another week of quarantine. Week 4 to be exact, you know I am still counting! It looks like we will be hanging out in self-isolation for awhile longer. The Governor of Michigan just announced the stay at home order has been extended through April 30. Since Michigan is having a problem with people following the order, she actually had to add more restrictions to it to get people to keep their butts at home. It’s so frustrating when you’re staying home, and because others cannot follow rules and think it’s okay to just roam around stores the order has been extended even longer.
So what did I do this week? Well, I finally caved and started binge-watching a couple of series on Netflix and checked out Onward on Disney+ which is a super cute movie by the way.