Three Finance Solutions

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Money, money, money, MONEY – it makes the world go ’round, but do you ever feel like you can’t get ahead? You’re trying hard to live on a budget, build savings, have a social life and not get stressed out. You see your friends taking trips to Disney, and going on Disney cruises with their kids – they tell you how much it is and your jaw drops. Seriously? You start to ask you’re a series of questions like “how can they afford that,” “what am I doing wrong?” and “what can I do differently?”

Your friends may be stuck in a mountain of credit card debt just like you. I mean let’s face it, Disney does cost a small fortune. When you’re fast with a mountain of credit card debt it is easy to start to panic and feel like all hope is lost. Some people just stop paying their debt because it’s already overdue and they don’t have the money to pay the minimum balance, which makes everything worse. Before you start to panic and decide that you need to change your name and go into hiding or file for bankruptcy, take a deep breath. There are ways to find relief, and today I am sharing three of them with you: make a list of who you owe money to, stop spending, work with a company.

Make a list of what you owe, and to whom you owe it

It is important to know what you owe, and to whom you owe it. Take time to sit down, and list your outstanding debts. This includes credit card debt, personal loans, and medical bills. Write down the balances you owe, the interest rate, monthly payment, and the due date. This will help you create a plan so you know what you need to tackle first. 

Stop spending money

Easier said than done, right? While that may be the case, it is actually very important that you stop using your credit cards immediately. If you are unable to make ends meet without putting yourself into debt, then you seriously need to reevaluate your budget and where the money is going. If you are already on a budget, you may just need to take the time to re-evaluate it again to see where you can cut back on more expenses.
Adding more debt to your mountain of debt will just stress you out even more, and cause you bigger problems down the road. Since spending beyond your means is what brought you to this situation, you have to change that behavior to get yourself out of debt.

I highly recommend paying cash for groceries, gas, etc. That way you know you only have X amount of dollars to spend, and you are not overdoing it. When it comes to grocery shopping you probably should start purchasing less and come up with a meal plan for breakfast, lunch, and dinners to save money. Maybe you eat out a lot, and it’s time for you to start cooking at home. Do you have cable? Perhaps you could go without that for a while so you can save some money. There are plenty of ways you can cut money, you just have to figure out where you can, and what you will allow yourself to cut.

Work with a company

If you’re just struggling and have no idea what to do, you’re not alone and some people can help you. Find a company that can help you with debt relief solutions. These companies will work with you to greatly reduce or eliminate your debt and get you back into a better financial state. When you work with a professional company, you can quickly gain debt relief. Don’t let bad credit loans Florida ruin you. Seek help.

31 Things To Do In July

Happy July! ‘Tis the season for BBQs, sunsets, trips to the beach, and random road trips. Like most of the states, Michigan has fully opened back up and now it’s more important than ever to support your favorite small businesses. Now let’s get on to 31 things you can do this July:

1. Give yourself a fresh pedicure so you’re confident to step out in flip flops or go barefoot at the beach. I just gave myself an at-home pedicure with Zoya’s Janie—a stunning hot pink.

2. Make homemade chocolate for s’mores.

3. Have a bonfire and make a s’mores charcuterie board. Think outside the box, get a variety of different cookies and chocolates to create the ultimate s’mores.

4. Happy Fourth of July! Wear your favorite red, white and blue attire, grill out and enjoy some fireworks.

5. Plan a day trip to your local state park. Pack an array of snacks and picnic food too.

6. Find a new hiking trail to explore.

7. Play disc golf.

8. Go kayaking or standup paddle boarding.

9. Head to the beach and enjoy a day at the water.

10. Happy Blueberry Day! I am going to make some Michigan blueberry lemon muffins today.

11. Have friends over and make a build-your-own ice cream sundae. Get some vanilla ice cream, a variety of toppings like peanuts, m&ms, crumbled cookies, cookie dough balls, sprinkles, etc. Don’t forget melted sauces like caramel, strawberry, and of course hot fudge.

12. Go to a drive-in and enjoy a movie outside. Bonus points if it is from the bed of a truck.
13. Grab tickets and plan a trip to a baseball game.

14. Celebrate National Mac & Cheese Day today! I love making homemade macaroni and cheese and adding broccoli, tomatoes, and peppers.

15. Plan a tubing trip down a lazy river.

16. Wake up early and catch a sunrise.

17. Go camping. If you don’t like tent camping you can check out the website Outdoorsy and rent campers or Airbnb for retro camper stays. I love this one.

18. Rent a pedal boat. Pedal boats move at a leisurely pace, pack some sunscreen and snacks, and spend a couple of hours out on the water in the summer sunshine. Bonus points if the pedal boat is a swan, duck or other fun creature!

19. Make your own ice cream. Last year I made homemade strawberry and peach and they were out of this world!

20. Whip up some homemade lemonade. I am currently loving lemonade with a hint of lavender.

21. Well hot dog, it’s National Hot Dog Day today! Forget the traditional ballpark frank and go for a carrot dog! Check out my recipe for the most delicious carrot dogs ever.

22. Rent a canoe and spend the day out on the water.

23. Make pizza on the barbeque.

24. Spend a day totally tech-free. Read a book, enjoy the beach, go for a hike…etc. Just take some time away from technology.

25. Go for a bike ride.

26. Head to your local farmers market and get some goodies.

27. Visit a local ice cream shop.

28. Take your fitness routine outside. I love outdoor workout classes.

29. Check out a botanical garden.

30. Happy International Day of Friendship. Send a few friends some fun snail mail. Even the smallest thing like a scrunchie or bracelet means the world to someone.

31. Make a list of five things you want to do before summer ends. 

Movie Review: The Boss Baby Family Business

The Boss Baby: Family Business comes to theaters and Peacock just in time for the holiday weekend with its release this Friday, July 2 2021.

In the sequel to DreamWorks Animation’s blockbuster comedy, the Templeton brothers Tim (James Marsden) and Ted (Alec Baldwin), are now adults and have drifted apart. Time is now a married stay-at-home dad, while Ted is a hedge fund CEO (with his own plane). And, there’s a new boss baby in town with anything is possible attitude that is about to bring the brothers together once again, and inspire a new family business.

Tim and his wife Carol (Eva Longoria), live in the suburbs with their smart 7-year-old daughter Tabitha (Ariana Greenblatt) and spunky new infant Tina (Amy Sedaris). Tabitha idolizes her Uncle Ted, and wants to be just like him—working extra hard in school.

Baby Tina flips the script on everything when she reveals that she is a top secret agent for Baby Corp. on a mission to uncover the dark secrets behind Tabitha’s school and its mysterious founder, Dr. Erwin Armstrong (Jeff Goldblum). The mission reunites the Templeton brothers, and I think I might like this Boss Baby more than the original!

If you’re looking for a fun and light hearted movie this weekend, I can’t recommend The Boss Baby: Family Business enough.

Genre: Animated Comedy
Cast: Alec Baldwin, Jeff Goldblum, Ariana Greenblatt, Jimmy Kimmel, Lisa Kudrow, Eva Longoria, James Marsden, Amy Sedaris
Director: Tom McGrath
Producer: Jeff Hermann

The Best Carrot Dogs

Let me be frank, your friends might think you’re nuts for eating a carrot dog instead of a traditional ballpark frank—but once they try these carrot dogs they may never go back.

The Best Carrot Dogs

4 large carrots, clean
1/4 cup water
1/4 cup soy sauce
2 tbsp apple cider vinegar
2 tbsp rice vinegar
1 tbsp roasted sesame seed oil (not raw)
1/2 tsp liquid smoke
1/2 tsp black pepper
1/2 tsp garlic powder
1/2 tsp onion powder
1/4 tsp ginger powder
1/4 tsp cayenee pepper

1. Fill a pot the width of your carrots halfway with water and bring to a boil.
2. In a large bowl whisk together: water, soy sauce, rice vinegar, apple cider vinegar, sesame oil, garlic powder, onion powder, ginger powder, cayenne and black pepper. Set aside.
3. Add carrots to the boiling water for 6 minutes or until they’re fork tender.
Note: DO NOT OVERCOOK. If they get mushy they are ruined.
4. Make an ice bath: fill a large bowl with ice cubes and cold water.
5. Remove carrots from boiling water and transfer to the ice bath immediately. This stops them from cooking. Allow to cool in the water for 3-5 minutes.
6. Using a fork slide it down the side of the carrot to make some holes.
7. Add cooled carrots to the marinade which you have placed in a plastic bag or container. Shake for move around to coat.
8. Place in the refrigerator for a minimum of 24 hours. The longer you marinate the better they will be. I usually marinate them for 48 hours.
9. When you’re ready you can grill the carrots on a barbecue or cook them on the stove in a pan.
10. Serve like a traditional hot dog with your favorite condiments.
*I like mine with ketchup, mustard, onions and sweet relish.
Note: You can also freeze the carrots once they’re done marinating.

Coming to Detroit: Beyond Van Gogh

Michiganders, get ready to immerse yourself in the artwork on Vincent Van Gogh when Beyond Van Gogh is comes to TCF Center (Cobo Hall) in downtown Detroit June 25 – August 15, 2021.

Get your tickets to see Beyond Van Gogh today!

Beyond Exhibitions proudly presents “Beyond Van Gogh: An Immersive Experience” coming to TCF Center in beautiful downtown Detroit, produced in partnership with 313 Presents. Opening for a limited engagement Beyond Van Gogh: An Immersive Experience was created by French-Canadian Creative Director Mathieu St-Arnaud and his team at Montreal’s world-renowned Normal Studio.  This immersive experience features more than 300 of Vincent Van Gogh’s iconic artworks and takes the art lover into a three-dimensional world that exhilarates the senses.

After tremendous successes in Europe, cinematic Van Gogh exhibitions have crossed the ocean to great North American acclaim in recent years.  In a rich and unique multimedia experience using cutting-edge project technology developed by some of the world’s greatest AV designers, Beyond Van Gogh takes on the challenge of breathing new life into Van Gogh’s vast body of work.  Using the artist’s own dreams, thoughts, and words to drive the experience as a narrative, guests move along projection-swathed walls wrapped in light and color that swirls, dances, and refocuses into flowers, cafes, and landscapes.

While journeying through Beyond Van Gogh guests witness over 300 masterpieces, including instantly-recognizable classics such as “The Starry Night”, “Sunflowers”, and ‘Café Terrace at Night”, now freed from their frames.  Van Gogh’s art comes to life by appearing and disappearing, flowing across multiple surfaces, and heightening the senses with their immense detail.  Through his own words set to a symphonic score, guests come to a new appreciation of this tortured artist’s stunning work.  It’s no surprise that millions of people all over the world credit Van Gogh with enhancing their relationship with art.  Beyond Van Gogh will only deepen it further.

As immersive art installations deeply resonate around the globe, “Beyond Van Gogh: An Immersive Experience” will stay in Detroit for a limited engagement before moving across North America. Art lovers near and far will have the opportunity to live this unique, unforgettable experience.